Terms of Use

1. Acceptance of Terms

By downloading, installing or using the Pago Invoice iPhone app or visiting pagoinvoice.com (together, the “Service”), you agree to these Terms of Use. If you do not agree, do not use the Service. You must be able to enter a binding agreement where you live.

2. The Service and Your License

Pago Invoice provides tools to create and organize estimates, invoices, client details, price lists and payment records. Subject to these terms, we grant you a personal, limited, non-exclusive, non-transferable, revocable license to use the app on Apple devices you own or control, as permitted by Apple’s usage rules.

You are responsible for keeping your device secure and for keeping any backups you need.

3. Changes to the Service

We may update, change, suspend or discontinue features at any time to maintain or improve the app. We do not promise uninterrupted or error-free availability.

4. Subscriptions and Purchases

Some features may require a paid subscription or in-app purchase. Purchases are made through the App Store and are governed by Apple’s terms and billing rules.

Payment is charged to your Apple Account at confirmation of purchase.
Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current period.
You can manage or cancel a subscription in your Apple Account settings.
Refunds are handled by Apple under its policies.

5. Your Content

The business details, client information, estimates, invoices, price lists and payment records you create (“Your Content”) belong to you. They are stored on your iPhone, and you decide when and with whom to share them.

You are responsible for the accuracy and legality of Your Content, including prices, taxes, terms and payment instructions. Review every estimate and invoice before sending it. Price lists are editable examples, not a quote for your specific work, a promise of market rates, accounting advice or legal advice. Pago Invoice does not determine your tax obligations or guarantee that a customer will pay.

6. Acceptable Use

You agree not to:

use the Service for anything unlawful, fraudulent or misleading, including issuing false invoices;
interfere with or disrupt the Service, or try to access systems or data that are not yours;
reverse engineer, copy, resell or distribute the app, except as the law allows;
remove or hide any notices of ownership in the Service.

7. Intellectual Property

Pago Invoice, its name, logo, design and original app and website materials are protected by intellectual-property laws and belong to us or our licensors. These terms do not transfer ownership of any of them to you. Your Content remains yours.

8. Third-Party Services

Sharing and printing features rely on services provided by others, such as messaging, email, file-sharing, printing and the App Store. Those services are governed by their own terms and privacy policies, and we are not responsible for them.

9. Disclaimer of Warranties

To the extent permitted by law, the Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement. Nothing here excludes a warranty that cannot lawfully be excluded.

10. Limitation of Liability

To the extent permitted by law, Pago Invoice is not liable for indirect, incidental or consequential loss, or for lost data, lost profits, unpaid invoices or business interruption arising from your use of the Service. Nothing in these terms limits a right or remedy that cannot lawfully be limited or excluded where you live.

11. Termination

You can stop using the Service at any time by deleting the app. We may suspend or end your access if you breach these terms. Sections that by their nature should survive termination, such as ownership, disclaimers and limits of liability, will continue to apply.

12. Privacy

Our Privacy Policy explains how information is handled when you use the Service. By using the Service you acknowledge it.

13. Age Requirements

Pago Invoice is a business productivity app and is intended for adults. You must be at least 18, or the age of majority where you live, to use it.

14. Governing Law

These terms are governed by the laws of the jurisdiction in which Pago Invoice’s publisher is established, without regard to conflict-of-law rules. This does not affect any mandatory consumer rights you have under the laws of the place where you live.

15. Changes to These Terms

We may update these terms as the Service changes. The date at the top shows the latest revision. Continued use after an update means you accept the revised terms, to the extent permitted by applicable law.

16. Contact

For questions about these terms, email help@pagoinvoice.com.